Better rates than individual
Group premiums are usually lower per person than buying individual plans, and the employer contribution often makes the employee's share more affordable than the open market.
Save moneyMost Houston businesses overpay for group health insurance because carriers make switching hard. We fix that. We compare every major carrier serving the Houston area, show you the real numbers, and handle the paperwork so your team never loses coverage.
Houston is the largest group health market in Texas, but size does not guarantee a fair rate. If you only see one carrier's quote, you are probably leaving money on the table. We run side-by-side comparisons from Blue Cross Texas, UnitedHealthcare, Aetna, Cigna, Humana, and Scott & White for Houston-area employers.
Because we are independent Texas brokers, we know which networks are strongest in Houston, which medical centers and specialists are in each plan, and which carriers have raised rates fastest in Southeast Texas over the last few renewals. That knowledge saves you money and keeps your employees happy with their doctors.
Get a free quoteIf your Houston business has between 2 and 50 employees, you qualify for small-group health insurance under Texas and ACA rules. These plans are guaranteed-issue, meaning no employee can be turned down for pre-existing conditions.
Group premiums are usually lower per person than buying individual plans, and the employer contribution often makes the employee's share more affordable than the open market.
Save moneyEmployer premiums are generally tax-deductible, and employee contributions can be made pre-tax through a Section 125 cafeteria plan.
Tax smartSmall-group plans are guaranteed-issue in Texas. Carriers cannot decline coverage based on employee health history.
ProtectedGet a free quote and see what your Houston business should actually pay for group health insurance.